UPST Dividend: Upstart Holdings Inc Yield Insights

According to the latest financial statement (Form-10K), Upstart Holdings Inc has a total asset of $2,974, Net profit of $53

Upstart Holdings Inc's Current ratio is 1.36, has a Net margin is 5.08, sales per share of $9.7.

Currently Upstart Holdings Inc data is not available.

yes, according to the latest financial statements, Upstart Holdings Inc has a net profit of $53

yes, Upstart Holdings Inc has liability of 2,175

Upstart Holdings Inc has a total outstanding shares of 98.03

Edgen AI operates independently of, and is not controlled by Aspen Digital Financial Limited.

UPST Dividend: Upstart Holdings Inc Yield Insights

Income

Balance sheet

Cash flow

Annual

Quarterly

UPST Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	1,246	1,043	636	513	842	848
Revenue Growth (YoY)	46%	64%	24%	-39%	-1%	264%
Cost of Revenue	218	188	157	150	187	117
Gross Profit	1,028	855	478	363	654	731
Selling, General & Admin	673	555	397	339	531	454
Research & Development	304	257	253	280	237	133
Operating Expenses	971	812	651	619	768	588
Other Non Operating Income (Expenses)	4	24	18	20	9	-5
Pretax Income	61	54	-128	-240	-109	133
Income Tax Expense	1	0	0	0	0	-1
Net Income	60	53	-128	-240	-108	135
Net Income Growth	-1,100%	-141%	-47%	122%	-180%	2,600%
Shares Outstanding (Diluted)	109.72	107.49	89.45	83.76	82.77	94.77
Shares Change (YoY)	7%	20%	7%	1%	-13%	28.99%
EPS (Diluted)	0.53	0.49	-1.44	-2.87	-1.31	1.43
EPS Growth	-997%	-135%	-50%	119%	-192%	1,688%
Free Cash Flow	-305	-166	176	-123	-680	153
Free Cash Flow Per Share	-2.77	-1.54	1.96	-1.46	-8.21	1.61
Gross Margin	82.5%	81.97%	75.15%	70.76%	77.67%	86.2%
Operating Margin	4.49%	4.02%	-27.04%	-49.9%	-13.42%	16.74%
Profit Margin	4.81%	5.08%	-20.12%	-46.78%	-12.82%	15.91%
Free Cash Flow Margin	-24.47%	-15.91%	27.67%	-23.97%	-80.76%	18.04%
EBITDA	81	66	-152	-232	-100	149
EBITDA Margin	6.5%	6.32%	-23.89%	-45.22%	-11.87%	17.57%
D&A For EBITDA	25	24	20	24	13	7
EBIT	56	42	-172	-256	-113	142
EBIT Margin	4.49%	4.02%	-27.04%	-49.9%	-13.42%	16.74%
Effective Tax Rate	1.63%	0%	0%	0%	0%	-0.75%

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