Stock Earnings

Question 1

What are Enova International Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Enova International Inc has a total asset of $6,468, Net profit of $308

Question 2

What are the key financial ratios for ENVA?

Accepted Answer

Enova International Inc's Current ratio is 1.26, has a Net margin is 16.83, sales per share of $68.34.

Question 3

How is Enova International Inc's revenue broken down by segment or geography?

Accepted Answer

Enova International Inc largest revenue segment is Consumer Loans and Finance Receivables, at a revenue of 1,576,821,000 in the most earnings release.For geography, United States is the primary market for Enova International Inc, at a revenue of 2,604,460,000.

Question 4

Is Enova International Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Enova International Inc has a net profit of $308

Question 5

Does Enova International Inc have any liabilities?

Accepted Answer

yes, Enova International Inc has liability of 5,131

Question 6

How many outstanding shares for Enova International Inc?

Accepted Answer

Enova International Inc has a total outstanding shares of 24.71

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	1,933	1,830	1,529	1,229	1,117	1,024
Revenue Growth (YoY)	20%	20%	24%	10%	9%	50%
Cost of Revenue	--	--	--	--	--	0
Gross Profit	--	--	--	--	--	1,024
Selling, General & Admin	1,117	1,048	904	769	696	575
Research & Development	--	--	--	--	--	--
Operating Expenses	1,159	1,090	944	807	733	611
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	422	401	271	227	272	337
Income Tax Expense	96	92	61	52	65	80
Net Income	326	308	209	175	207	256
Net Income Growth	40%	47%	19%	-15%	-19%	-32%
Shares Outstanding (Diluted)	26.34	26.77	28.2	31.92	33.5	37.7
Shares Change (YoY)	-3%	-5%	-12%	-5%	-11%	17%
EPS (Diluted)	12.39	11.51	7.42	5.48	6.19	6.79
EPS Growth	44%	55%	35%	-11%	-9%	-42%
Free Cash Flow	1,857	1,771	1,495	1,121	850	442
Free Cash Flow Per Share	70.47	66.14	53.01	35.11	25.37	11.72
Gross Margin	--	--	--	--	--	100%
Operating Margin	39.98%	40.38%	38.19%	34.33%	34.37%	40.33%
Profit Margin	16.86%	16.83%	13.66%	14.23%	18.53%	25%
Free Cash Flow Margin	96.06%	96.77%	97.77%	91.21%	76.09%	43.16%
EBITDA	813	780	624	460	420	448
EBITDA Margin	42.05%	42.62%	40.81%	37.42%	37.6%	43.75%
D&A For EBITDA	40	41	40	38	36	35
EBIT	773	739	584	422	384	413
EBIT Margin	39.98%	40.38%	38.19%	34.33%	34.37%	40.33%
Effective Tax Rate	22.74%	22.94%	22.5%	22.9%	23.89%	23.73%

Enova International Inc (ENVA) Price

ENVA Stock Price Chart

ENVA Income

Follow-Up Questions