

**XRP Ledger validators approved the FixCleanup3_2_0 upgrade with 85.7% consensus, setting the stage for a July 29 mainnet activation that will introduce precision fixes across the network's lending, DEX, and token infrastructure.** XRP Ledger validators approved the FixCleanup3_2_0 upgrade with 30 votes in favor, triggering a two-week activation period that ends July 29 at 09:57:00 UTC, according to XRPScan data. "FixCleanup3_2_0 introduces precision and rounding fixes for Single Asset Vaults and the Lending Protocol, along with validation checks for Multi-Purpose Tokens and permissioned domains," according to the amendment specification published by XRPL developers. The upgrade, part of xrpld version 3.2.0 released in mid-June, also adds the AccountRootsDeletedClean invariant to ensure no directly accessible artifacts remain when an account is deleted from the ledger. A correction resolves an issue with the ValidPermissionedDEX invariant that previously activated during the deletion of a valid offer, while a zero DomainID check strengthens permissioned domain security. The 85.71% consensus threshold was reached with 30 validators voting yes, exceeding the required 80% supermajority. The milestone comes as the XRP Ledger surpassed 8 million accounts for the first time this week, with XRPL Services reporting 8,005,586 addresses. The network has added roughly 150,000 accounts since March, when the count stood at about 7.85 million, though daily active addresses fell to a 2026 low of 25,350, signaling a divergence between cumulative adoption and near-term engagement. XRP traded at $1.09 as of Friday, within the $1.05-$1.11 range it has held this month. **Permission Delegation and the x402 Foundation** Beyond the FixCleanup3_2_0 upgrade, the XRP Ledger ecosystem is preparing for additional protocol changes. Permission Delegation, the XLS-75d amendment that was disabled on mainnet in September 2025 after a bug allowed accounts to charge transaction fees to any other account, may be re-enabled soon, according to Vet, an XRPL validator and director of community at the XRP Ledger Foundation. The feature would allow users to delegate specific onchain tasks while keeping account keys in cold storage, enabling role-based access control for treasury management. Ripple also joined the x402 Foundation as a Premier Member this month, the Linux Foundation announced. The foundation oversees x402, an open payment standard that embeds payments into HTTP web interactions, designed for AI agents and applications that need payment during data exchange. Ripple said it already supports x402-based payments on the XRP Ledger, allowing AI agents to transact using XRP and RLUSD. The foundation includes 40 members across finance, payments, cloud, and blockchain, with Premier members including Coinbase, Circle, Visa, Mastercard, Stripe, AWS, and Google. The FixCleanup3_2_0 activation on July 29 will mark the first major protocol upgrade on the XRP Ledger since the Permission Delegation bug was discovered, and the network's continued account growth suggests sustained builder interest despite the dip in daily active addresses. Ripple's annual Swell conference is scheduled for fall 2026 in New York City, with CEO Brad Garlinghouse and CTO Emeritus David Schwartz among the expected speakers. This article is for informational purposes only and does not constitute investment advice.

Virtuals Protocol's AI agents went live on Binance Wallet's Meme Rush on July 19, following a Robinhood Chain integration that generated $100 million in trading volume. More than 2,440 AI agents have been deployed on Robinhood Chain through Virtuals Protocol since the Arbitrum-based L2 network launched on July 1, according to data from the protocol. Each agent can own assets, execute transactions and earn revenue autonomously using Virtuals' standardized creation framework. The Robinhood Chain integration drove $100 million in agent-specific trading volume within two weeks. The network's total value locked surpassed $100 million in its first week of operation, while Uniswap deployments on the chain recorded peak daily volumes above $500 million, signaling that the infrastructure is handling significant throughput without congestion. The Binance Wallet listing opens Virtuals Protocol's AI agents to a broader user base, as Binance operates one of the largest crypto exchange wallets by active users. Developers building on the platform have raised $1.8 million from investors that include Google and General Dynamics. Robinhood has signaled plans to extend agentic trading features from equities to crypto for eligible US users, which could give the AI agents being built today access to a distribution channel that most DeFi protocols lack. The expansion onto Binance Wallet's Meme Rush feature creates a new distribution channel for AI agent tokens at a time when autonomous trading bots are gaining traction across crypto markets. The risk of cascading liquidations increases as thousands of agents respond to the same market signals in microseconds, creating feedback loops that human traders cannot react to fast enough. US regulators have not yet addressed the oversight framework for autonomous trading agents operating on-chain, leaving the sector in a regulatory gray area as retail access expands through platforms like Robinhood and Binance. This article is for informational purposes only and does not constitute investment advice.

Franklin Templeton's Benji tokenization platform shifted $1.5 billion in assets to BNB Chain, giving the network 61.71% of the platform's total distributed value. RWA.xyz data shows BNB Chain holdings surged 1,226% over the past month, vaulting past Stellar, which previously held the largest share with about $573.4 million, or 23.76% of the total. Ethereum holds about $159.1 million, or 6.48%, followed by Base, Arbitrum, Avalanche, Polygon and Aptos with smaller allocations. The broader Benji platform tracks about $2.44 billion in distributed assets, according to RWA.xyz, while the standalone BENJI tokenized money market fund accounts for roughly $734.3 million. The shift marks a sharp realignment in how the world's largest asset managers distribute tokenized products. Franklin Templeton launched the first U.S.-registered mutual fund using public blockchain on Stellar in 2021, but has since expanded across multiple networks, including a Binance partnership allowing institutions to use tokenized money market fund shares as off-exchange collateral. Franklin Templeton has been expanding its blockchain strategy beyond Stellar since 2024. The firm added BENJI to MoonPay Trade in June, enabling eligible institutional clients to move between stablecoins and tokenized fund products through an on-chain trading system. A separate partnership with Kraken parent Payward integrates BENJI as a collateral and cash management tool, with plans for more tokenized investment products. The asset manager has also worked with Ondo Finance on tokenized ETFs designed for round-the-clock wallet-based trading outside the United States. Roger Bayston, Franklin Templeton's head of digital assets, said the firm aims to "meet more investors where they're active," according to a statement on the BNB Chain integration. The BNB Chain milestone comes as tokenization gains broader institutional traction. DTCC completed its first live production trades involving tokenized securities this week, a sign that major financial institutions are moving blockchain technology beyond pilot projects. CEX trading volumes rose for the first time in five months in June, with spot climbing 15.3% to $1.11 trillion and RWA perpetual volumes surging to a record $311 billion, according to The Block data. For BNB Chain, hosting $1.5 billion in Franklin Templeton assets confirms its infrastructure for handling large-scale regulated financial products. The network now leads all blockchains in Benji platform distribution, a position Stellar held since the fund's 2021 launch. This article is for informational purposes only and does not constitute investment advice.